These Terms of Use ("Terms") govern access to and use of the website escumado.com (the "Site"), operated by Escumado SRL ("Escumado", "we", "us"), with registered address at Cdad. de la Paz 249, C1426 Ciudad Autónoma de Buenos Aires, Argentina. By accessing or using this Site, you agree to be bound by these Terms. If you do not agree, please do not use the Site.
Key Definitions
- Site
- The website located at escumado.com and all its pages and subpages.
- User
- Any person who accesses or uses the Site, whether or not registered.
- Content
- All text, images, graphics, data, and other material published on the Site by Escumado.
- Educational Content
- Informational articles, guides, and explanations published for educational purposes only, without constituting financial, legal, tax, or investment advice of any kind.
1. Nature of the Site
Escumado is an educational portal. All content published on this Site is intended solely for general informational and educational purposes. Nothing on this Site constitutes financial advice, investment advice, tax advice, legal advice, or any other form of professional advice regulated under Argentine law or any other jurisdiction.
Escumado does not hold any licence to provide regulated financial services under Argentine law. The Site does not facilitate, promote, or recommend any financial product, investment scheme, or financial arrangement of any kind.
2. Permitted Use
Users may access and use the Site for personal, non-commercial, educational purposes. Permitted uses include reading content, sharing links to content, and using the contact form to submit general enquiries.
Users may not:
- Reproduce, distribute, or republish Site content without prior written permission from Escumado.
- Use automated tools, bots, or scrapers to extract content from the Site.
- Attempt to gain unauthorised access to any part of the Site or its infrastructure.
- Use the Site for any unlawful purpose or in any manner inconsistent with these Terms.
- Submit false, misleading, or harmful information through any form on the Site.
3. Disclaimer of Financial Advice
The content on this Site is published for educational purposes only. Escumado expressly disclaims any responsibility for financial decisions made by users based on content published on this Site. Users acknowledge that:
- Educational content does not constitute a recommendation to buy, sell, hold, or otherwise deal in any financial product or instrument.
- Financial conditions in Argentina change frequently. Content may not reflect the most current regulatory or market conditions at the time of reading.
- Individual financial circumstances vary significantly. General educational information cannot substitute for advice tailored to individual circumstances from a qualified professional.
4. Intellectual Property
All content published on the Site, including text, images, graphics, and design elements, is the intellectual property of Escumado SRL or its content contributors, and is protected under Argentine intellectual property law (Law No. 11.723 and related legislation). Unauthorised reproduction or use is prohibited.
Links to the Site from third-party websites are permitted provided they do not misrepresent the nature or content of the Site.
5. Third-Party Links
The Site may contain links to third-party websites for informational purposes. Escumado does not control, endorse, or take responsibility for the content, privacy practices, or accuracy of any linked third-party site. Users access third-party sites at their own risk.
6. Limitation of Liability
To the fullest extent permitted by Argentine law, Escumado SRL shall not be liable for any direct, indirect, incidental, or consequential loss or damage arising from:
- Use of or reliance on content published on the Site.
- Temporary unavailability of the Site due to technical issues.
- Actions taken or not taken based on educational content published on the Site.
- Access to or use of third-party sites linked from the Site.
7. Availability of the Site
Escumado endeavours to keep the Site available and functional. However, we do not guarantee uninterrupted or error-free access. The Site may be temporarily unavailable due to maintenance, technical issues, or circumstances beyond our control. We reserve the right to modify, suspend, or discontinue the Site or any part of it at any time without prior notice.
8. User-Submitted Content
When users submit information through the contact form, they confirm that the information provided is accurate and that they have the right to submit it. Users must not submit content that is unlawful, defamatory, harassing, or otherwise harmful. Escumado reserves the right to decline to respond to any submission at its discretion.
9. Applicable Law and Jurisdiction
These Terms are governed by the laws of the Argentine Republic. Any dispute arising from or related to these Terms or the use of the Site shall be subject to the exclusive jurisdiction of the Ordinary Courts of the City of Buenos Aires (Justicia Ordinaria de la Ciudad Autónoma de Buenos Aires), with the parties expressly waiving any other jurisdiction that may apply.
10. Modifications to These Terms
Escumado reserves the right to modify these Terms at any time. The date of the most recent revision appears at the top of this page. Continued use of the Site after modifications are published constitutes acceptance of the updated Terms.
11. Contact
For questions about these Terms, contact us at:
Escumado SRL
Cdad. de la Paz 249, C1426 CABA, Argentina
Email: info@escumado.com